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Natural Guide to Cost Efficient Living

Most families spend money without thinking about it. This guide is designed to help you see where your money goes and offer alternatives to the spending what cash you have and to assist you in getting out of debt in realistically.

We look at everything in terms of hours. Man hours. One pizza costs how many man hours spent at work?  Equate how much something costs with how much you make 'per hour'.

Avoid eating out period! Not only is the food unhealthy, it is expensive and a more nutritious and healthier meal can be prepared at home for a fraction of the cost and time spent waiting in line.

When shopping for groceries, avoid frozen or convenience foods. Opt for quick cook healthier options like salads, eggs and thinly sliced meats or fish.

Plan ahead. plan your menu days or weeks in advance. Cook in double and freeze, keep a supply of eggs, frozen burger patties, or other quick cook meals on hand.

Use florescent light bulbs in place of iridescent ones. They cost a fraction to operate over standard light bulbs.

Check your hot water heater and run the thermostat at the lowest setting that is comfortable for your family.

Cook 2 meals at one time and freeze leftovers for later or use them for lunch!

Plant a garden to reduce grocery costs. If you live in an apartment, tomatoes, loose leaf lettuce and other vegetables can be cultivated in pots and hanging baskets for more nutritious lower costs alternatives to vegetables in season.

Avoid the use of commercial cleanser, detergents and household goods.

Shop for common items at yard sales, flea markets and accept hand me downs. Not only is recycling cost efficient it is environmentally friendly and reduces waste in the landfills.

Avoid buying trendy clothing, shoes and 'non practical' products. Opt for sturdy boots or shoes, denim, cotton or flannel, thicker fabrics last longer.

Avoid features you will not use in any product.

Avoid brand name products in most cases. You do pay a hefty price for a commercially popular names when store brands are just as good, as well made or as reliable as those brand name items.

Evaluate your financial needs carefully when making even a $10 USD purchase. Is this purchase necessary?

Take care of your things. I realize we live in a disposable environment where things are trashed with alarming regularity and replaced. Take the few moment of time to maintain tools, vacuum cleaners, can openers, your mops, brooms and clothing and extend the life of these items dramatically. This applies to vehicles too.

Avoid the purchase of soft drinks & snack foods in vending machines and eating lunch out. Brown bag it instead for a healthier and less expensive alternative.

On your vehicle, rotate your tires regularly to get the full use of them. If there are uneven wear patterns, have the front end aligned.

Avoid making trips to the grocery store or shopping more than you have too. Saves gas and money!

Always makes shopping lists not just grocery lists!

Avoid going to the grocery store during rush hour or on an empty stomach or when you are tired.

Stay healthy! Avoid unnecessary trips to the doctor and prescription drugs whenever possible! Let common colds run their course, along with fever blisters, viruses, and poison oak, ivy and sumac.

Realize that many health problems are treatable at home using natural medicines, herbs or diet and rational thinking. Many illnesses have causes that are emotional or stress or sleep related. Cure the cause, rather than treat or mask the symptoms.

Don't go to the movies. Buy DVD's, or install satellite service instead. The cost of one movie for 4 people is a minimum of $30. The same price of decent television reception. Get more entertainment for your money.

When it comes to making purchases, teach your children to buy toys and items that will last them thru many plays rather than satisfying their immediate need for something 'new' or investing in a disposable toy. Bubbles, board games and the imagination are still the best toys!

 

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